Avant Capital, a Connecticut-based commercial real estate bridge lender, has originated a $19,490,000 bridge loan secured by two multifamily properties in Central Florida. The financing supports Terra Villa Park, a 41-unit residential and 3-unit commercial mixed-use property in Winter Springs, and Terra Hill Apartments, a 76-unit multifamily community in Winter Haven. This transaction underscores the strength of Central Florida's multifamily market, which continues to benefit from robust demographic and economic trends including strong job growth, population in-migration, and sustained housing demand.
Winter Springs offers residents a walkable, town center environment in a high-income Orlando suburb, while the Winter Haven property is positioned within a fast-growing market supported by major employers such as Publix, Walmart, and Lakeland Regional Health. Adam Luysterborghs, Managing Principal of Avant, stated that this financing exemplifies the company's core focus on providing flexible capital to experienced multifamily sponsors. Both properties are well-occupied with recent capital improvements and additional upside potential from ongoing renovations, making them attractive investments in growth markets.
In 2025, Avant is targeting similar projects ranging from $1 million to $75 million nationwide with a focus on multifamily and industrial assets across high-growth markets including Florida, Texas, North Carolina, Georgia, and Colorado. The company also acquires non-performing loans secured by commercial real estate. For more information about Avant Capital's lending activities, visit https://www.avant-capital.com.
The loan origination demonstrates continued lender confidence in Florida's multifamily sector despite broader economic uncertainties, highlighting the state's persistent appeal to both residents and investors seeking stable returns in well-located properties with strong fundamentals. This transaction serves as a significant indicator that institutional capital continues to flow into markets with proven growth trajectories, even as interest rates and economic conditions create challenges in other real estate sectors. The specific focus on properties with recent improvements and renovation potential suggests lenders are prioritizing assets with immediate cash flow and future value-add opportunities rather than speculative development projects.
Central Florida's combination of employment centers, population growth, and housing demand creates a compelling case for sustained multifamily investment, making transactions like this one important bellwethers for the broader commercial real estate lending environment. The deal's structure as a bridge loan indicates expectations of future refinancing or sale opportunities as property values appreciate, reflecting a strategic approach to capital deployment in markets with strong underlying fundamentals. This activity suggests that while some lenders may be pulling back from certain asset classes or geographic regions, well-capitalized firms continue to see opportunity in markets with demonstrated resilience and growth potential.
